Brown bag your lunch instead of eating out everyday.
Even carrying your lunch once a week can save an average of $390 a year.
If you save just $15 a week by making your lunch, in 20 years at a 7% return, your lunch money will be worth about $34,000. Save $30 a week (that's a $6 lunch, 5 days a week) and you'll have over $67,000 in 20 years.
Generally speaking, you'll eat healthier if you pack your own lunch, too.
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