Money Saving Idea - Household

Appeal your property-tax assessment yourself. There's a good chance you're being overcharged. One in three homeowners who appeal are successful in getting their tax bill reduced, according to the National Taxpayers Union.

Cost: $7 for a How to Fight Property Taxes brochure; htu.org.

Savings: As much as $400 per year off your tax bill.

Bonus: The tax reduction can last for years to come, translating into big savings for you.